The Blog

Market Trends, Sellers, Buyers Jennifer Sesma Market Trends, Sellers, Buyers Jennifer Sesma

Columbia County NY Real Estate Market Update: October 2026

"Should we just wait for spring?" It's the question I hear most from buyers and sellers this time of year, and this fall it comes with a little more weight behind it. Mortgage rates are holding above 7%, which is starting to feel like the new normal, even though they've eased slightly from the highs at the beginning of October. Buyers who are financing are stretched to the top of their budgets, and sellers are watching the seasonal slowdown approach.

This is a hard market, no doubt. But there are opportunities in every market, and the September numbers show exactly where they are. The short version: there is no single Columbia County market right now. Once you break the numbers down by price point, the county has split into three markets that are behaving very differently heading into winter.

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Preparing a Home for Sale in Columbia County — Without Over-Investing

If you’re thinking about selling a home in Columbia County, it’s natural to wonder:

“What should I fix, update, or spend money on before listing?”

This is one of the areas where I’ve seen sellers either overdo it — or hold back in ways that affect how their home is received.

There’s a balance.

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When Is the Right Time to Sell in Columbia County?

One of the most common questions I hear from homeowners in Columbia County is:

“Is now a good time to sell — or should I wait?”

It’s a fair question. And it’s one that rarely has a simple yes-or-no answer.

In this market, timing isn’t just about the calendar. It’s about readiness — yours and the market’s.

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What Is My Home Really Worth in Columbia County?

If you’re thinking about selling a home in Columbia County, one of the first things you’ll probably do — understandably — is look up your home’s value online.

Most sellers do.

And while those tools can be a starting point, this is where I’ve seen people get unintentionally led off course.

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Selling a Home in Columbia County, NY: Start Here

If you’re thinking about selling a home in Columbia County, the most important thing to know is this:

There is no single Columbia County market.

What buyers do, what they pay attention to, and how homes actually sell can vary dramatically from town to town — sometimes from one road to the next.

Before you think about pricing, timing, or even when to list, it helps to understand how this market really works.

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Home Owners, Sellers Jennifer Sesma Home Owners, Sellers Jennifer Sesma

The Top Reasons for Selling Your House

“Sellers who don’t have to move won’t be moving. The most common sellers will be: Homeowners downsizing . . . people moving to get more space, [households] looking for better schools…etc.”

So, if you’re on the fence about selling your house, consider the other reasons homeowners are choosing to make a move.

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Market Trends, Sellers Jennifer Sesma Market Trends, Sellers Jennifer Sesma

Watching the Stock Market? Check the Value of Your Home for Good News.

While watching the stock market recently may have started to feel pretty challenging, checking the value of your home should come as welcome relief in this volatile time. If you’re a homeowner, your net worth got a big boost over the past few years thanks to rising home prices. And that increase in your wealth came in the form of home equity. Here’s how it works.

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Sellers Jennifer Sesma Sellers Jennifer Sesma

Will My House Still Sell in Today’s Market?

If recent headlines about the housing market cooling and buyer demand moderating have you worried you’ve missed your chance to sell, here’s what you need to know. Buyer demand hasn’t disappeared, it’s just eased from the peak intensity we saw over the past two years.

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Sellers Jennifer Sesma Sellers Jennifer Sesma

Selling Your House? Your Asking Price Matters More Now Than Ever

During the pandemic, sellers could price their homes higher because demand was so high, and supply was so low. This year, things are shifting, and that means your approach to pricing your house needs to shift too.

Because we’re seeing less buyer demand, sellers have to recognize this is a different market than it was during the pandemic. Here’s what’s at stake if you don’t.

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